{"id":680,"date":"2026-06-29T09:03:06","date_gmt":"2026-06-29T01:03:06","guid":{"rendered":"https:\/\/losangeleschinesenews.com\/index.php\/2026\/06\/29\/%e4%b8%93%e5%ae%b6%e8%a1%a8%e7%a4%ba%ef%bc%8c%e5%af%b9%e5%85%bb%e8%80%81%e9%87%91%e5%be%81%e6%94%b6%e9%81%97%e4%ba%a7%e7%a8%8e%e7%9a%84%e8%ae%a1%e5%88%92%e4%b8%8d%e5%85%ac%e5%b9%b3%e4%b8%94%e8%bf%87\/"},"modified":"2026-06-29T09:03:06","modified_gmt":"2026-06-29T01:03:06","slug":"%e4%b8%93%e5%ae%b6%e8%a1%a8%e7%a4%ba%ef%bc%8c%e5%af%b9%e5%85%bb%e8%80%81%e9%87%91%e5%be%81%e6%94%b6%e9%81%97%e4%ba%a7%e7%a8%8e%e7%9a%84%e8%ae%a1%e5%88%92%e4%b8%8d%e5%85%ac%e5%b9%b3%e4%b8%94%e8%bf%87","status":"publish","type":"post","link":"https:\/\/losangeleschinesenews.com\/index.php\/2026\/06\/29\/%e4%b8%93%e5%ae%b6%e8%a1%a8%e7%a4%ba%ef%bc%8c%e5%af%b9%e5%85%bb%e8%80%81%e9%87%91%e5%be%81%e6%94%b6%e9%81%97%e4%ba%a7%e7%a8%8e%e7%9a%84%e8%ae%a1%e5%88%92%e4%b8%8d%e5%85%ac%e5%b9%b3%e4%b8%94%e8%bf%87\/","title":{"rendered":"\u4e13\u5bb6\u8868\u793a\uff0c\u5bf9\u517b\u8001\u91d1\u5f81\u6536\u9057\u4ea7\u7a0e\u7684\u8ba1\u5212\u4e0d\u516c\u5e73\u4e14\u8fc7\u4e8e\u590d\u6742"},"content":{"rendered":"<p><\/p>\n<div itemprop=\"articleBody\" wp_automatic_readability=\"186.17848970252\">\n<p class=\"mol-para-with-font\">\u5f8b\u5e08\u548c\u91d1\u878d\u4e13\u5bb6\u8868\u793a\uff0c\u5bf9\u517b\u8001\u91d1\u5f81\u6536\u9057\u4ea7\u7a0e\u7684\u505a\u6cd5\u201c\u5b58\u5728\u6839\u672c\u6027\u7f3a\u9677\u201d\uff0c\u5bf9\u60b2\u4f24\u7684\u5bb6\u5ead\u6765\u8bf4\u4e5f\u4e0d\u516c\u5e73\u3002<\/p>\n<p class=\"mol-para-with-font\">\u4ed6\u4eec\u8b66\u544a\u8bf4\uff0c\u7531\u4e8e\u5bf9\u5931\u53bb\u4eb2\u4eba\u7684\u4eb2\u5c5e\u9020\u6210\u5f71\u54cd\uff0c\u4eba\u4eec\u5c06\u63a8\u8fdf\u62c5\u4efb\u9057\u5631\u6267\u884c\u4eba\uff0c\u5176\u4e2d\u53ef\u80fd\u5305\u62ec\u5ef6\u8fdf\u6574\u7406\u9057\u4ea7\u548c\u6cd5\u5f8b\u98ce\u9669\u3002<\/p>\n<p class=\"mol-para-with-font\">\u4ece 2027 \u5e74\u6625\u5b63\u5f00\u59cb\uff0c\u672a\u7528\u5b8c\u7684\u517b\u8001\u91d1\u4ee5\u53ca\u50a8\u84c4\u3001\u8d22\u4ea7\u3001\u6295\u8d44\u548c\u5176\u4ed6\u8d44\u4ea7\u5c06\u9700\u8981\u7f34\u7eb3\u9057\u4ea7\u7a0e\u3002<\/p>\n<p class=\"mol-para-with-font\">\u6574\u7406\u9057\u4ea7\u5c06\u53d8\u5f97\u66f4\u52a0\u7e41\u91cd\uff0c\u56e0\u4e3a\u5bb6\u5ead\u5c06\u4e0d\u5f97\u4e0d\u5411\u517b\u8001\u91d1\u516c\u53f8\u5bfb\u6c42\u91cd\u8981\u4fe1\u606f\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5982\u679c\u4ed6\u4eec\u672a\u80fd\u8ffd\u8e2a\u6240\u6709\u517b\u8001\u91d1\u548c\u5176\u4ed6\u8d44\u4ea7\uff0c\u5e76\u5728\u516d\u4e2a\u6708\u5185\u5236\u5b9a\u5e76\u7ed3\u6e05\u8d26\u5355\uff0c\u5219\u53ef\u80fd\u4f1a\u5f81\u6536\u76ee\u524d\u5b9a\u4e3a 7.75% \u7684\u9ad8\u989d\u5229\u606f\u3002<\/p>\n<p class=\"mol-para-with-font\">\u9057\u4ea7\u4e13\u4e1a\u673a\u6784 Step \u7684\u6280\u672f\u987e\u95ee\u827e\u7c73\u4e3d\u00b7\u8fea\u6069 (Emily Deane) \u8868\u793a\uff0c\u8fd9\u4e9b\u53d8\u5316\u6781\u5927\u5730\u589e\u52a0\u4e86\u9057\u5631\u6267\u884c\u4eba\u7684\u8d1f\u62c5\uff0c\u56e0\u4e3a\u4ed6\u4eec\u6b63\u5728\u5931\u53bb\u4eb2\u4eba\u3002<\/p>\n<div class=\"artSplitter mol-img-group\" style=\"\" wp_automatic_readability=\"7\">\n<div class=\"mol-img\">\n<div class=\"image-wrap\"> <img decoding=\"async\" id=\"i-7744960157890023\" src=\"https:\/\/i.dailymail.com\/1s\/2026\/06\/23\/15\/109542515-15922959-image-a-1_1782226328626.jpg\" height=\"423\" width=\"634\" alt=\"\u66f4\u9ad8\u7684\u6b7b\u4ea1\u7a0e\uff1a\u4ece 2027 \u5e74 4 \u6708\u8d77\uff0c\u672a\u7528\u5b8c\u7684\u517b\u8001\u91d1\u5c06\u9700\u8981\u7f34\u7eb3\u9057\u4ea7\u7a0e\" class=\"blkBorder img-share\" style=\"max-width:100%\" loading=\"lazy\" \/> <\/div>\n<\/p><\/div>\n<p class=\"imageCaption\">\u66f4\u9ad8\u7684\u6b7b\u4ea1\u7a0e\uff1a\u4ece 2027 \u5e74 4 \u6708\u8d77\uff0c\u672a\u7528\u5b8c\u7684\u517b\u8001\u91d1\u5c06\u9700\u8981\u7f34\u7eb3\u9057\u4ea7\u7a0e<\/p>\n<\/div>\n<p class=\"mol-para-with-font\">\u201c\u5728\u8fd9\u4e2a\u5df2\u7ecf\u5f88\u56f0\u96be\u7684\u65f6\u671f\uff0c\u4e2a\u4eba\u53ef\u80fd\u9700\u8981\u5bfb\u627e\u591a\u79cd\u517b\u8001\u91d1\u5b89\u6392\uff0c\u5728\u9057\u5631\u8ba4\u8bc1\u524d\u4e0e\u63d0\u4f9b\u8005\u63a5\u89e6\uff0c\u5e76\u5904\u7406\u590d\u6742\u4e14\u4e0d\u65ad\u53d8\u5316\u7684\u7a0e\u6536\u8981\u6c42\u3002<\/p>\n<p class=\"mol-para-with-font\">\u201c\u6211\u4eec\u9700\u8981\u7684\u662f\u4e00\u4e2a\u5bf9\u6240\u6709\u76f8\u5173\u65b9\u90fd\u9002\u7528\u7684\u516c\u5e73\u4f53\u7cfb\uff0c\u5982\u679c\u4e0d\u8fdb\u884c\u7b80\u5316\uff0c\u5c31\u4f1a\u5b58\u5728\u5ef6\u8fdf\u3001\u6210\u672c\u4e0a\u5347\u4ee5\u53ca\u8d8a\u6765\u8d8a\u4e0d\u613f\u610f\u627f\u62c5\u6267\u884c\u8005\u89d2\u8272\u7684\u771f\u6b63\u98ce\u9669\u3002\u201d<\/p>\n<p class=\"mol-para-with-font\">\u65af\u7279\u666e\u8868\u793a\uff0c\u653f\u5e9c\u5df2\u901a\u8fc7\u82f1\u56fd\u7a0e\u52a1\u6d77\u5173\u603b\u7f72\u4e0a\u4e2a\u6708\u5ba3\u5e03\u7684\u53d8\u9769\u6765\u56de\u5e94\u4e00\u4e9b\u62c5\u5fe7\uff0c\u4f46\u547c\u5401\u91c7\u53d6\u8fdb\u4e00\u6b65\u884c\u52a8\u3002<\/p>\n<p class=\"mol-para-with-font\">\u8be5\u7ec4\u7ec7\u8868\u793a\uff0c\u9057\u5631\u6267\u884c\u4eba\u548c\u7ba1\u7406\u4eba\uff08\u79f0\u4e3a\u4e2a\u4eba\u4ee3\u8868\uff09\u53ef\u80fd\u4f1a\u56e0\u4ed6\u4eec\u65e0\u6cd5\u63a7\u5236\u7684\u8d44\u4ea7\u800c\u627f\u62c5\u7eb3\u7a0e\u4e49\u52a1\u3002<\/p>\n<div class=\"art-ins mol-factbox floatRHS money\" data-version=\"2\" id=\"mol-a9a7bc40-6f13-11f1-91fd-4b0bdbfd4786\" data-permabox-url=\"https:\/\/www.thisismoney.co.uk\/money\/pensions\/article-15922959\/Inheritance-tax-pensions-unfair-complicated.html\" wp_automatic_readability=\"11.295843520782\">\n<h3 class=\"mol-factbox-title\">\u9057\u4ea7\u7a0e\u662f\u591a\u5c11\uff1f <\/h3>\n<div class=\"ins cleared mol-factbox-body\" wp_automatic_readability=\"41.206349206349\">\n<p class=\"mol-para-with-font\">\u5bf9\u4e00\u5b9a\u89c4\u6a21\u4ee5\u4e0a\u7684\u9057\u4ea7\u5f81\u653640%\u7684\u9057\u4ea7\u7a0e\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5728\u627f\u62c5\u6b7b\u4ea1\u8d23\u4efb\u4e4b\u524d\uff0c\u5982\u679c\u60a8\u662f\u5355\u8eab\uff0c\u60a8\u7684\u8d44\u4ea7\u81f3\u5c11\u9700\u8981 325,000 \u82f1\u9551\uff0c\u5982\u679c\u60a8\u5df2\u5a5a\uff0c\u60a8\u7684\u5171\u540c\u8d44\u4ea7\u9700\u8981\u81f3\u5c11 650,000 \u82f1\u9551\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5982\u679c\u60a8\u5c06\u623f\u5c4b\u4f20\u7ed9\u76f4\u7cfb\u540e\u4ee3\uff0c\u5219\u91d1\u989d\u5c06\u5347\u81f3 50 \u4e07\u82f1\u9551\u548c 100 \u4e07\u82f1\u9551 &#8211; \u8bf7\u67e5\u770b\u6211\u4eec\u7684\u9057\u4ea7\u7a0e\u6307\u5357\uff0c\u5305\u62ec\u4e3b\u8981\u8d77\u5f81\u70b9\u3002<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p class=\"mol-para-with-font\">\u65af\u7279\u666e\u8fd8\u8b66\u544a\u8bf4\uff0c\u9700\u8981\u7f34\u7eb3\u517b\u8001\u91d1\u9057\u4ea7\u7a0e\u7684\u9057\u4ea7\u7684\u73b0\u91d1\u6d41\u548c\u8ffd\u507f\u56f0\u96be\u3002<\/p>\n<p class=\"mol-para-with-font\">\u62a5\u544a\u79f0\uff0c\u5982\u679c\u6ca1\u6709\u5b8c\u5168\u53ef\u884c\u7684\u76f4\u63a5\u652f\u4ed8\u6d41\u7a0b\uff0c\u652f\u4ed8\u517b\u8001\u91d1 IHT \u7684\u8d1f\u62c5\u6700\u521d\u5c06\u7531\u6b7b\u8005\u7684\u81ea\u7531\u9057\u4ea7\u627f\u62c5\u3002<\/p>\n<p class=\"mol-para-with-font\">\u201c\u4ece\u517b\u8001\u91d1\u53d7\u76ca\u4eba\u90a3\u91cc\u8ffd\u56de\u8fd9\u7b14\u7a0e\u53ef\u80fd\u975e\u5e38\u56f0\u96be\u6216\u4e0d\u7ecf\u6d4e\uff0c\u7279\u522b\u662f\u5982\u679c\u53d7\u76ca\u4eba\u8eab\u4efd\u4e0d\u660e\u3001\u4f4d\u4e8e\u6d77\u5916\u6216\u4e0d\u5408\u4f5c\u7684\u8bdd\u3002\u201d<\/p>\n<p class=\"mol-para-with-font\">Step\u8868\u793a\uff0c\u4e3a\u4e86\u63d0\u9ad8\u6e05\u6670\u5ea6\u548c\u516c\u5e73\u6027\uff0c\u9057\u4ea7\u7a0e\u5e94\u76f4\u63a5\u4ece\u517b\u8001\u57fa\u91d1\u8ba1\u7b97\u548c\u652f\u4ed8\uff0c\u800c\u4e0d\u662f\u8ba9\u4e2a\u4eba\u4ee3\u8868\u8d1f\u8d23\u7ba1\u7406\u6bcf\u4e2a\u517b\u8001\u91d1\u53d7\u76ca\u4eba\u7684\u7a0e\u6536\u3002<\/p>\n<p class=\"mol-para-with-font\">\u201c\u5728\u57fa\u91d1\u5c42\u9762\u8ba1\u7b97\u7a0e\u6536\u53ef\u4ee5\u9632\u6b62\u51fa\u73b0\u4e0d\u516c\u5e73\u7684\u60c5\u51b5\uff0c\u5373\u4e2a\u4eba\u4ee3\u8868\u5fc5\u987b\u8017\u5c3d\u9057\u4ea7\u57fa\u91d1\u6765\u7f34\u7a0e\uff0c\u4f46\u5982\u679c\u517b\u8001\u91d1\u53d7\u76ca\u4eba\u4e0d\u5408\u4f5c\u3001\u4f4d\u4e8e\u6d77\u5916\uff0c\u6216\u8005\u6062\u590d\u6210\u672c\u8d85\u8fc7\u6240\u6b20\u7a0e\u6b3e\uff0c\u5219\u53ea\u80fd\u653e\u5f03\u6062\u590d\u5c1d\u8bd5\u3002\u201d<\/p>\n<p class=\"mol-para-with-font\">\u5b83\u5efa\u8bae\u6269\u5927\u73b0\u6709\u7684\u201c\u76f4\u63a5\u652f\u4ed8\u8ba1\u5212\u201d\u4ee5\u6db5\u76d6\u517b\u8001\u91d1\uff0c\u8fd9\u6837\u517b\u8001\u57fa\u91d1\u5c31\u53ef\u4ee5\u88ab\u6307\u793a\u76f4\u63a5\u5411\u82f1\u56fd\u7a0e\u52a1\u6d77\u5173\u603b\u7f72\u7f34\u7eb3\u9057\u4ea7\u7a0e\u3002<\/p>\n<p class=\"mol-para-with-font\">\u65af\u7279\u666e\u8bf4\uff0c\u8fd9\u4e00\u53d8\u5316\u5c06\u5141\u8bb8\u5728\u6b7b\u540e\u516d\u4e2a\u6708\u5185\u4ece\u517b\u8001\u91d1\u4e2d\u7f34\u7eb3\u7a0e\u6b3e\uff0c\u4ece\u800c\u907f\u514d\u82f1\u56fd\u7a0e\u52a1\u6d77\u5173\u603b\u7f72\u63d0\u8bae\u7684\u7cfb\u7edf\u5c06\u89e6\u53d1\u7684\u81ea\u52a8\u5e94\u8ba1\u5229\u606f\u3002 <\/p>\n<p class=\"mol-para-with-font\">\u5b83\u8fd8\u5e0c\u671b\u91c7\u53d6\u4fdd\u969c\u63aa\u65bd\uff0c\u9632\u6b62\u9057\u4ea7\u548c\u517b\u8001\u91d1\u53d7\u76ca\u4eba\u56e0\u517b\u8001\u57fa\u91d1\u7684\u884c\u653f\u62d6\u5ef6\u800c\u53d7\u5230\u7ecf\u6d4e\u5904\u7f5a\u3002<\/p>\n<p class=\"mol-para-with-font\">\u6839\u636e\u4e0a\u4e2a\u6708\u5ba3\u5e03\u7684\u89c4\u5219\u53d8\u66f4\uff0c\u5982\u679c\u8d1f\u8d23\u6e05\u7b97\u9057\u4ea7\u7684\u4eba\u8ba4\u4e3a\u53ef\u80fd\u9700\u8981\u7f34\u7eb340%\u7684\u6b7b\u4ea1\u7a0e\uff0c\u4ed6\u4eec\u5c06\u88ab\u5141\u8bb8\u505c\u6b62\u517b\u8001\u91d1\u516c\u53f8\u5168\u989d\u652f\u4ed8\u517b\u8001\u91d1\u3002<\/p>\n<p class=\"mol-para-with-font\">\u6263\u7559 50% \u517b\u8001\u91d1\u7684\u65b0\u6743\u529b\u5c06\u5728\u67d0\u4eba\u53bb\u4e16\u540e\u6301\u7eed\u957f\u8fbe 15 \u4e2a\u6708\u3002<\/p>\n<p class=\"mol-para-with-font\">\u4f46\u653f\u5e9c\u62d2\u7edd\u5ef6\u957f\u516d\u4e2a\u6708\u7684\u9057\u4ea7\u7a0e\u671f\u9650\uff0c\u5c3d\u7ba1\u9057\u5631\u6267\u884c\u4eba\u6216\u7ba1\u7406\u4eba\u5728\u6e05\u76d8\u6d89\u53ca\u517b\u8001\u91d1\u7684\u9057\u4ea7\u65f6\u53ef\u80fd\u4f1a\u9047\u5230\u989d\u5916\u7684\u9ebb\u70e6\u3002<\/p>\n<p class=\"mol-para-with-font\">\u8fd9\u4e9b\u4e2a\u4eba\u4ee3\u8868\u901a\u5e38\u662f\u5bb6\u5ead\u6210\u5458\u6216\u670b\u53cb\uff0c\u4f46\u6709\u65f6\u662f\u5f8b\u5e08\u7b49\u53d7\u85aa\u4e13\u4e1a\u4eba\u58eb\u3002<\/p>\n<p class=\"mol-para-with-font\">\u6b7b\u540e\uff0c\u5982\u679c\u4e8b\u60c5\u53d8\u5f97\u590d\u6742\uff0c\u9057\u5631\u6267\u884c\u4eba\u548c\u7ba1\u7406\u4eba\u8fd8\u53ef\u4ee5\u6307\u5b9a\u4e13\u4e1a\u4eba\u58eb\u6765\u5e2e\u52a9\u4ed6\u4eec\uff0c\u8d39\u7528\u4ece\u9057\u4ea7\u4e2d\u652f\u4ed8\u3002<\/p>\n<p class=\"mol-para-with-font\">\u82f1\u56fd\u7a0e\u52a1\u6d77\u5173\u603b\u7f72\u53d1\u8a00\u4eba\u8868\u793a\uff1a\u201c\u6211\u4eec\u5df2\u7ecf\u91c7\u53d6\u63aa\u65bd\u7b80\u5316\u6d41\u7a0b\uff0c\u5728\u53d8\u9769\u751f\u6548\u4e4b\u524d\u6211\u4eec\u5c06\u7ee7\u7eed\u4e0e\u4e1a\u754c\u5408\u4f5c\u3002\u201d\u6211\u4eec\u8fd8\u5c06\u53d1\u5e03\u8fdb\u4e00\u6b65\u7684\u6307\u5357\u548c\u5de5\u5177\u6765\u5e2e\u52a9\u4eba\u4eec\u6b63\u786e\u7eb3\u7a0e\u3002<\/p>\n<p class=\"mol-para-with-font\">\u201c\u5728\u8fd9\u4e9b\u548c\u5176\u4ed6\u53d8\u5316\u4e4b\u540e\uff0c\u8d85\u8fc7 90% \u7684\u9057\u4ea7\u5c06\u7ee7\u7eed\u4e0d\u7f34\u7eb3\u9057\u4ea7\u7a0e\u3002\u201d<\/p>\n<h2 class=\"mol-para-with-font mol-style-subhead\">\u6b7b\u8005\u5bb6\u5c5e\u5c06\u9762\u4e34\u54ea\u4e9b\u65b0\u4efb\u52a1\uff1f<\/h2>\n<p class=\"mol-para-with-font\"><span class=\"mol-style-bold\">\u6295\u8d44\u516c\u53f8 AJ Bell \u516c\u5171\u653f\u7b56\u4e3b\u7ba1 Rachel Vahey \u8868\u793a\uff0c\u7531\u4e8e\u5c06\u672a\u4f7f\u7528\u7684\u517b\u8001\u91d1\u7eb3\u5165\u9057\u4ea7\u7a0e\u8ba1\u7b97\u4e2d\uff0c\u4e2a\u4eba\u4ee3\u8868\u5c06\u9762\u4e34\u5de8\u5927\u7684\u884c\u653f\u8d1f\u62c5\u3002<\/span><\/p>\n<p class=\"mol-para-with-font\"><span class=\"mol-style-bold\">\u5979\u7f16\u5199\u4e86\u4ee5\u4e0b\u6307\u5357\uff0c\u786e\u5b9a\u4e86\u4e94\u4e2a\u5173\u952e\u7684\u201c\u538b\u529b\u70b9\u201d\u3002<\/span><\/p>\n<p class=\"mol-para-with-font\"><span class=\"mol-style-medium mol-style-bold\">1. \u544a\u8bc9\u8ba1\u5212\u6709\u4eba\u6b7b\u4ea1<\/span><\/p>\n<p class=\"mol-para-with-font\">\u8fd9\u610f\u5473\u7740\u9996\u5148\u8981\u8ffd\u8e2a\u6b7b\u8005\u53c2\u4e0e\u7684\u6240\u6709\u517b\u8001\u91d1\u8ba1\u5212\uff0c <span class=\"mol-style-italic\">\u74e6\u4f0a\u5199\u9053\u3002<\/span><\/p>\n<p class=\"mol-para-with-font\">\u867d\u7136\u8fd9\u542c\u8d77\u6765\u5f88\u7b80\u5355\uff0c\u4f46\u5728\u81ea\u52a8\u6ce8\u518c\u7684\u4e16\u754c\u4e2d\uff0c\u52a0\u5165\u65b0\u96c7\u4e3b\u65f6\u5f88\u5bb9\u6613\u6210\u4e3a\u517b\u8001\u91d1\u8ba1\u5212\u7684\u6210\u5458\uff0c\u4f46\u5728\u79bb\u5f00\u8be5\u5de5\u4f5c\u65f6\u5374\u5931\u53bb\u4e86\u517b\u8001\u91d1\u7684\u8bb0\u5f55\u3002<\/p>\n<p class=\"mol-para-with-font\">\u4e00\u65e6\u786e\u5b9a\u4e86\u6b63\u786e\u7684\u517b\u8001\u91d1\u8ba1\u5212\uff0c\u4e2a\u4eba\u4ee3\u8868\u5c06\u9700\u8981\u8bc1\u660e\u5176\u8eab\u4efd\u548c\u4ee3\u8868\u4f1a\u5458\u884c\u4e8b\u7684\u6743\u529b\u3002<\/p>\n<p class=\"mol-para-with-font\"><span class=\"mol-style-medium mol-style-bold\">2. \u517b\u8001\u91d1\u4f30\u503c<\/span><\/p>\n<p class=\"mol-para-with-font\">\u7b2c\u4e00\u9879\u5de5\u4f5c\u662f\u8981\u6c42\u517b\u8001\u91d1\u8ba1\u5212\u5bf9\u6b7b\u4ea1\u4e4b\u65e5\u7684\u517b\u8001\u91d1\u8d26\u6237\uff08\u5373\u201c\u540d\u4e49\u517b\u8001\u91d1\u8d22\u4ea7\u201d\uff09\u8fdb\u884c\u4f30\u503c\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5982\u679c\u96be\u4ee5\u83b7\u5f97\u4f30\u503c\uff0c\u517b\u8001\u91d1\u8ba1\u5212\u53ef\u4ee5\u7ed9\u51fa\u4f30\u7b97\u3002\u517b\u8001\u91d1\u8ba1\u5212\u6709 28 \u5929\u7684\u65f6\u95f4\u56de\u590d\u6b64\u4fe1\u606f\u3002<\/p>\n<p class=\"mol-para-with-font\"><span class=\"mol-style-medium mol-style-bold\">3. \u786e\u5b9a\u662f\u5426\u6709 IHT \u5230\u671f<\/span><\/p>\n<p class=\"mol-para-with-font\">\u5982\u679c\u60a8\u5c06\u672a\u4f7f\u7528\u7684\u517b\u8001\u91d1\u7559\u7ed9\u914d\u5076\u3001\u6c11\u4e8b\u4f34\u4fa3\u6216\u6148\u5584\u673a\u6784\u4ee5\u5916\u7684\u4efb\u4f55\u4eba\uff0c\u4ed6\u4eec\u5c06\u88ab\u89c6\u4e3a\u201c\u975e\u8c41\u514d\u53d7\u76ca\u4eba\u201d\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u4efb\u4f55\u672a\u4f7f\u7528\u7684\u96f6\u5229\u7387\u533a\u95f4\u90fd\u53ef\u4ee5\u51cf\u5c11 IHT \u7684\u8d23\u4efb\u91d1\u989d\u3002\u5927\u591a\u6570\u4eba\u5f00\u59cb\u65f6\u7684\u96f6\u7a0e\u7387\u8303\u56f4\u4e3a 325,000 \u82f1\u9551\uff0c\u6709\u4e9b\u4eba\u5982\u679c\u5c06\u623f\u5c4b\u7559\u7ed9\u76f4\u7cfb\u540e\u4ee3\uff0c\u4e5f\u53ef\u80fd\u4eab\u53d7 175,000 \u82f1\u9551\u7684\u4f4f\u5b85\u96f6\u7a0e\u7387\u8303\u56f4\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5982\u679c\u60a8\u7684\u914d\u5076\u6216\u6c11\u4e8b\u4f34\u4fa3\u5728\u60a8\u4e4b\u524d\u53bb\u4e16\uff0c\u60a8\u8fd8\u53ef\u4ee5\u4ece\u4ed6\u4eec\u90a3\u91cc\u7ee7\u627f\u4efb\u4f55\u672a\u4f7f\u7528\u7684\u6d25\u8d34\u3002\u4efb\u4f55\u672a\u4f7f\u7528\u7684\u96f6\u5229\u7387\u8303\u56f4\u5c06\u5728\u9057\u4ea7\u548c\u6bcf\u4e2a\u517b\u8001\u91d1\u8ba1\u5212\u4e2d\u5206\u914d\u3002<\/p>\n<p class=\"mol-para-with-font\"><span class=\"mol-style-medium mol-style-bold\">4. \u8981\u6c42\u8ba1\u5212\u6263\u7559\u517b\u8001\u91d1<\/span><\/p>\n<p class=\"mol-para-with-font\">\u5927\u591a\u6570\u517b\u8001\u91d1\u8ba1\u5212\u51b3\u5b9a\u8c01\u5c06\u7ee7\u627f\u4efb\u4f55\u672a\u4f7f\u7528\u7684\u517b\u8001\u91d1\uff0c\u7136\u540e\u5c06\u8fd9\u7b14\u94b1\u652f\u4ed8\u7ed9\u4ed6\u4eec\u3002\u4ed6\u4eec\u53ef\u4ee5\u5728\u4e2a\u4eba\u4ee3\u8868\u8ba1\u7b97\u51fa\u5e94\u7f34\u7eb3\u7684 IHT \u4e4b\u524d\u505a\u51fa\u6b64\u51b3\u5b9a\u3002<\/p>\n<p class=\"mol-para-with-font\">\u201c\u5982\u679c\u4e2a\u4eba\u4ee3\u8868\u62c5\u5fc3\u5f88\u96be\u6536\u56de\u517b\u8001\u91d1\u4e2d\u5230\u671f\u7684\u4efb\u4f55 IHT\uff0c\u4ed6\u4eec\u53ef\u4ee5\u8981\u6c42\u517b\u8001\u91d1\u8ba1\u5212\u51bb\u7ed3\u53d7\u76ca\u4eba\u9ad8\u8fbe 50% \u7684\u8d44\u91d1\u3002\u201d<\/p>\n<p class=\"mol-para-with-font\">\u652f\u4ed8\u7ed9\u914d\u5076\u3001\u6c11\u4e8b\u4f34\u4fa3\u6216\u6148\u5584\u673a\u6784\u7684\u4efb\u4f55\u8d44\u91d1\u90fd\u4e0d\u4f1a\u88ab\u6263\u7559\u3002<\/p>\n<p class=\"mol-para-with-font\"><span class=\"mol-style-medium mol-style-bold\">5. \u652f\u4ed8IHT<\/span><\/p>\n<p class=\"mol-para-with-font\">\u652f\u4ed8\u517b\u8001\u91d1\u5e94\u4ed8\u7684 IHT \u7684\u65b9\u5f0f\u6709\u4ee5\u4e0b\u4e09\u79cd\uff1a<\/p>\n<p class=\"mol-para-with-font\">&#8211; \u4e2a\u4eba\u4ee3\u8868\u53ef\u4ee5\u4ece\u9057\u4ea7\u4e2d\u6301\u6709\u7684\u66f4\u5e7f\u6cdb\u7684\u8d44\u4ea7\u4e2d\u652f\u4ed8\u5e94\u7f34\u7684\u4e2a\u4eba\u6240\u5f97\u7a0e\uff1b<\/p>\n<p class=\"mol-para-with-font\">&#8211; \u672a\u4f7f\u7528\u517b\u8001\u91d1\u7684\u53d7\u76ca\u4eba\u53ef\u4ee5\u81ea\u638f\u8170\u5305\u652f\u4ed8IHT<\/p>\n<p class=\"mol-para-with-font\">&#8211; \u5728\u5c06\u672a\u4f7f\u7528\u7684\u517b\u8001\u57fa\u91d1\u652f\u4ed8\u7ed9\u53d7\u76ca\u4eba\u4e4b\u524d\uff0c\u4e2a\u4eba\u4ee3\u8868\u6216\u53d7\u76ca\u4eba\u53ef\u4ee5\u8981\u6c42\u517b\u8001\u91d1\u8ba1\u5212\u5411 HMRC \u652f\u4ed8 IHT\u3002<\/p>\n<p class=\"mol-para-with-font\">\u517b\u8001\u91d1\u8ba1\u5212\u6709 35 \u5929\u7684\u65f6\u95f4\u7f34\u7eb3\u5e94\u4ed8\u7a0e\u6b3e\u3002\u5982\u679c 35 \u5929\u8fc7\u53bb\u4e86\uff0cIHT \u4ecd\u672a\u7f34\u7eb3\uff0c\u5219\u517b\u8001\u91d1\u8ba1\u5212\u548c\u4e2a\u4eba\u4ee3\u8868\u5bf9\u5230\u671f\u7684 IHT \u627f\u62c5\u8fde\u5e26\u8d23\u4efb\u3002<\/p>\n<p class=\"mol-para-with-font\">\u4e00\u65e6\u652f\u4ed8\u4e86 IHT\uff0c\u517b\u8001\u91d1\u8ba1\u5212\u5c31\u53ef\u4ee5\u91ca\u653e\u4ed6\u4eec\u6263\u7559\u7684\u4efb\u4f55\u8d44\u91d1\u3002<\/p>\n<div class=\"art-ins mol-factbox money\" data-version=\"2\" id=\"mol-d3b01090-e59e-11f0-933f-4344780e6c3f\" data-permabox-url=\"https:\/\/www.thisismoney.co.uk\/money\/pensions\/article-15922959\/Inheritance-tax-pensions-unfair-complicated.html\" wp_automatic_readability=\"17.353715898401\">\n<h3 class=\"mol-factbox-title\">\u9057\u4ea7\u7a0e\u5feb\u901f\u6307\u5357<\/h3>\n<div class=\"ins cleared mol-factbox-body\" wp_automatic_readability=\"50.461165048544\">\n<p class=\"mol-para-with-font\">\u5bf9\u4e00\u5b9a\u89c4\u6a21\u4ee5\u4e0a\u7684\u9057\u4ea7\u5f81\u653640%\u7684\u9057\u4ea7\u7a0e\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5982\u679c\u60a8\u662f\u5355\u8eab\uff0c\u60a8\u7684\u8d44\u4ea7\u9700\u8981\u8fbe\u5230 325,000 \u82f1\u9551\uff0c\u5982\u679c\u60a8\u5df2\u5a5a\u6216\u5904\u4e8e\u6c11\u4e8b\u4f34\u4fa3\u5173\u7cfb\uff0c\u60a8\u7684\u5171\u540c\u8d44\u4ea7\u9700\u8981\u8fbe\u5230 650,000 \u82f1\u9551\uff0c\u8fd9\u6837\u60a8\u6240\u7231\u7684\u4eba\u5c31\u5fc5\u987b\u7f34\u7eb3\u9057\u4ea7\u7a0e\u3002\u8fd9\u4e2a\u9608\u503c\u79f0\u4e3a<span class=\"mol-style-bold\"> \u96f6\u5229\u7387\u5e26<\/span>\u3002<\/p>\n<p class=\"mol-para-with-font\">\u8fdb\u4e00\u6b65\u7684\u6d25\u8d34\uff0c <span class=\"mol-style-bold\">\u5c45\u4f4f\u96f6\u7a0e\u7387\u8303\u56f4<\/span>\uff0c\u5c06\u5bb6\u5ead\u7559\u7ed9\u76f4\u7cfb\u540e\u4ee3\u7684\u4eba\u7684\u95e8\u69db\u63d0\u9ad8\u4e86\u6bcf\u4eba 175,000 \u82f1\u9551\uff0c\u5373\u5df2\u5a5a\u592b\u5987\u4e3a 350,000 \u82f1\u9551\u3002 <\/p>\n<p class=\"mol-para-with-font\">\u8fd9\u521b\u9020\u4e86\u6f5c\u5728\u7684\u6700\u5927\u8054\u5408\u9057\u4ea7\u514d\u7a0e\u603b\u989d100\u4e07\u82f1\u9551\u3002 <\/p>\n<p class=\"mol-para-with-font\">\u4e00\u65e6\u9057\u4ea7\u8fbe\u5230 200 \u4e07\u82f1\u9551\uff0c\u8fd9\u9879\u81ea\u6709\u4f4f\u623f\u8865\u8d34\u5c31\u4f1a\u5f00\u59cb\u53d6\u6d88\uff0c\u6bcf\u8d85\u51fa\u95e8\u69db 2 \u82f1\u9551\uff0c\u53d6\u6d88 1 \u82f1\u9551\u3002 230\u4e07\u82f1\u9551\u5f7b\u5e95\u6d88\u5931\u3002<\/p>\n<p class=\"mol-para-with-font\">\u8d22\u653f\u5927\u81e3\u96f7\u5207\u5c14\u00b7\u91cc\u592b\u65af (Rachel Reeves) \u5728\u4e0a\u4e00\u4efd\u9884\u7b97\u4e2d\u8868\u793a\uff0c\u8fd9\u4e9b\u95e8\u69db\u5c06\u51bb\u7ed3\u5230 2031 \u5e74\u3002 <\/p>\n<p class=\"mol-para-with-font\">> \u57fa\u672c\u6307\u5357\uff1a\u9057\u4ea7\u7a0e\u5982\u4f55\u8fd0\u4f5c <\/p>\n<p class=\"mol-para-with-font\"> > \u5408\u6cd5\u907f\u514d\u9057\u4ea7\u7a0e\u7684\u5341\u79cd\u65b9\u6cd5<\/p>\n<p class=\"mol-para-with-font\">> \u5982\u4f55\u8ba1\u7b97\u548c\u7f34\u7eb3\u9057\u4ea7\u7a0e <\/p>\n<p class=\"mol-para-with-font\">> \u9057\u4ea7\u7a0e\u5e2e\u52a9\uff1a\u901a\u8fc7\u6211\u4eec\u7684\u5408\u4f5c\u4f19\u4f34 Flying Colors \u4e86\u89e3\u66f4\u591a\u4fe1\u606f<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div data-mol-fe-xpmodule-tim-affiliate=\"true\" data-dark-mode=\"false\" data-environment=\"production\" data-platform=\"desktop\" data-reactroot=\"\" wp_automatic_readability=\"6.8\">\n<div class=\"mol-fe-xpmodule-tim-affiliate\" wp_automatic_readability=\"9.6\">\n<h2>SIPPS\uff1a\u6295\u8d44\u5efa\u7acb\u60a8\u7684\u517b\u8001\u91d1<\/h2>\n<div class=\"list-wrapper\">\n<div class=\"item-wrapper\">\n<div class=\"view-wrapper\" wp_automatic_readability=\"4.4615384615385\">\n<div class=\"image row\"><img decoding=\"async\" src=\"https:\/\/img.thisismoney.co.uk\/i\/pix\/A%20J%20Bell%202022_122X84.png\" alt=\"0.25% \u8d26\u6237\u8d39\u7528\u3002\u6295\u8d44\u54c1\u79cd\u9f50\u5168\" \/><\/div>\n<h3>\u963f\u6770\u00b7\u8d1d\u5c14<\/h3>\n<div class=\"content\" wp_automatic_readability=\"26.754098360656\">\n<div class=\"image column\"><img decoding=\"async\" src=\"https:\/\/img.thisismoney.co.uk\/i\/pix\/A%20J%20Bell%202022_122X84.png\" alt=\"0.25% \u8d26\u6237\u8d39\u7528\u3002\u6295\u8d44\u54c1\u79cd\u9f50\u5168\" \/><\/div>\n<h3>\u963f\u6770\u00b7\u8d1d\u5c14<\/h3>\n<p><span>0.25% \u8d26\u6237\u8d39\u7528\u3002\u6295\u8d44\u54c1\u79cd\u9f50\u5168<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"item-wrapper\">\n<div class=\"view-wrapper\" wp_automatic_readability=\"5.159793814433\">\n<div class=\"image row\"><img decoding=\"async\" src=\"https:\/\/i.dailymail.co.uk\/i\/pix\/2014\/05_02\/HL-Logo_122x84.jpg\" alt=\"\u514d\u8d39\u57fa\u91d1\u4ea4\u6613\uff0c\u8d26\u6237\u8d39\u7528 40% \u6298\u6263\" \/><\/div>\n<h3>\u54c8\u683c\u91cc\u592b\u65af\u00b7\u5170\u5f53<\/h3>\n<div class=\"content\" wp_automatic_readability=\"28.147058823529\">\n<div class=\"image column\"><img decoding=\"async\" src=\"https:\/\/i.dailymail.co.uk\/i\/pix\/2014\/05_02\/HL-Logo_122x84.jpg\" alt=\"\u514d\u8d39\u57fa\u91d1\u4ea4\u6613\uff0c\u8d26\u6237\u8d39\u7528 40% \u6298\u6263\" \/><\/div>\n<h3>\u54c8\u683c\u91cc\u592b\u65af\u00b7\u5170\u5f53<\/h3>\n<p><span>\u514d\u8d39\u57fa\u91d1\u4ea4\u6613\uff0c\u8d26\u6237\u8d39\u7528 40% \u6298\u6263<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"item-wrapper\">\n<div class=\"view-wrapper\" wp_automatic_readability=\"5.2378640776699\">\n<div class=\"image row\"><img decoding=\"async\" src=\"https:\/\/img.thisismoney.co.uk\/modulepix\/ii_thisismoney_122x84.png\" alt=\"\u6bcf\u6708 5.99 \u82f1\u9551\u8d77\uff0c\u514d\u8d39\u4ea4\u6613 100 \u82f1\u9551\" \/><\/div>\n<h3>\u4e92\u52a8\u6295\u8d44\u8005<\/h3>\n<div class=\"content\" wp_automatic_readability=\"28.479452054795\">\n<div class=\"image column\"><img decoding=\"async\" src=\"https:\/\/img.thisismoney.co.uk\/modulepix\/ii_thisismoney_122x84.png\" alt=\"\u6bcf\u6708 5.99 \u82f1\u9551\u8d77\uff0c\u514d\u8d39\u4ea4\u6613 100 \u82f1\u9551\" \/><\/div>\n<h3>\u4e92\u52a8\u6295\u8d44\u8005<\/h3>\n<p><span>\u6bcf\u6708 5.99 \u82f1\u9551\u8d77\uff0c\u514d\u8d39\u4ea4\u6613 100 \u82f1\u9551<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"item-wrapper\">\n<div class=\"view-wrapper\" wp_automatic_readability=\"5.0057471264368\">\n<div class=\"image row\"><img decoding=\"async\" src=\"https:\/\/media.sailthru.com\/composer\/images\/bazh\/4sjutfys\/ypb\/jzk\/7oh\/122x84%20Blue.png\" alt=\"\u514d\u8d39 ETF \u6295\u8d44\uff0c100 \u82f1\u9551\u6b22\u8fce\u5956\u91d1\" \/><\/div>\n<h3>\u6295\u8d44\u5f15\u64ce<\/h3>\n<div class=\"content\" wp_automatic_readability=\"27.923076923077\">\n<div class=\"image column\"><img decoding=\"async\" src=\"https:\/\/media.sailthru.com\/composer\/images\/bazh\/4sjutfys\/ypb\/jzk\/7oh\/122x84%20Blue.png\" alt=\"\u514d\u8d39 ETF \u6295\u8d44\uff0c100 \u82f1\u9551\u6b22\u8fce\u5956\u91d1\" \/><\/div>\n<h3>\u6295\u8d44\u5f15\u64ce<\/h3>\n<p><span>\u514d\u8d39 ETF \u6295\u8d44\uff0c100 \u82f1\u9551\u6b22\u8fce\u5956\u91d1<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"item-wrapper\">\n<div class=\"view-wrapper\" wp_automatic_readability=\"4.3561643835616\">\n<div class=\"image row\"><img decoding=\"async\" src=\"https:\/\/media.sailthru.com\/composer\/images\/sailthru-prod-626\/Prosper%20%281%29.JPG&#10;\" alt=\"\u65e0\u8d26\u6237\u8d39\u7528\u5e76\u9000\u8fd8 30 ETF \u8d39\u7528\" \/><\/div>\n<h3>\u7e41\u8363<\/h3>\n<div class=\"content\" wp_automatic_readability=\"26.285714285714\">\n<div class=\"image column\"><img decoding=\"async\" src=\"https:\/\/media.sailthru.com\/composer\/images\/sailthru-prod-626\/Prosper%20%281%29.JPG&#10;\" alt=\"\u65e0\u8d26\u6237\u8d39\u7528\u5e76\u9000\u8fd8 30 ETF \u8d39\u7528\" \/><\/div>\n<h3>\u7e41\u8363<\/h3>\n<p><span>\u65e0\u8d26\u6237\u8d39\u7528\u5e76\u9000\u8fd8 30 ETF \u8d39\u7528<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"tim-affiliate-text\">\u9644\u5c5e\u94fe\u63a5\uff1a\u5982\u679c\u60a8\u63a8\u51fa\u4ea7\u54c1This is Money \u53ef\u80fd\u4f1a\u8d5a\u53d6\u4f63\u91d1\u3002\u8fd9\u4e9b\u4ea4\u6613\u662f\u7531\u6211\u4eec\u7684\u7f16\u8f91\u56e2\u961f\u9009\u62e9\u7684\uff0c\u56e0\u4e3a\u6211\u4eec\u8ba4\u4e3a\u5b83\u4eec\u503c\u5f97\u5f3a\u8c03\u3002\u8fd9\u5e76\u4e0d\u5f71\u54cd\u6211\u4eec\u7684\u7f16\u8f91\u72ec\u7acb\u6027\u3002<\/p>\n<p>\u6bd4\u8f83\u6700\u9002\u5408\u60a8\u7684 Sipp\uff1a\u6211\u4eec\u7684\u5b8c\u6574\u8bc4\u8bba<!-- --> <span class=\"right-arrow\"><\/span><\/div>\n<\/div>\n<\/div>\n<p>#\u4e13\u5bb6\u8868\u793a\u5bf9\u517b\u8001\u91d1\u5f81\u6536\u9057\u4ea7\u7a0e\u7684\u8ba1\u5212\u4e0d\u516c\u5e73\u4e14\u8fc7\u4e8e\u590d\u6742<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5f8b\u5e08\u548c\u91d1\u878d\u4e13\u5bb6\u8868\u793a\uff0c\u5bf9\u517b\u8001\u91d1\u5f81\u6536\u9057\u4ea7\u7a0e\u7684\u505a\u6cd5\u201c\u5b58\u5728\u6839\u672c\u6027\u7f3a\u9677&hellip; <\/p>\n","protected":false},"author":1,"featured_media":681,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[1033,19,69,20],"class_list":["post-680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-17","tag-1033","tag-19","tag-69","tag-20"],"_links":{"self":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/posts\/680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/comments?post=680"}],"version-history":[{"count":0,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/posts\/680\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/media\/681"}],"wp:attachment":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/media?parent=680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/categories?post=680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/tags?post=680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}