{"id":4123,"date":"2026-07-22T08:46:03","date_gmt":"2026-07-22T00:46:03","guid":{"rendered":"https:\/\/losangeleschinesenews.com\/index.php\/2026\/07\/22\/%e5%a6%82%e4%bd%95%e6%89%8d%e8%83%bd%e8%8e%b7%e5%be%97%e6%9c%80%e9%ab%98%e7%9a%84%e5%82%a8%e8%93%84%e5%88%a9%e7%8e%87%ef%bc%9a%e9%9a%8f%e7%9d%80%e9%93%b6%e8%a1%8c%e4%b9%8b%e9%97%b4%e7%88%86%e5%8f%91\/"},"modified":"2026-07-22T08:46:03","modified_gmt":"2026-07-22T00:46:03","slug":"%e5%a6%82%e4%bd%95%e6%89%8d%e8%83%bd%e8%8e%b7%e5%be%97%e6%9c%80%e9%ab%98%e7%9a%84%e5%82%a8%e8%93%84%e5%88%a9%e7%8e%87%ef%bc%9a%e9%9a%8f%e7%9d%80%e9%93%b6%e8%a1%8c%e4%b9%8b%e9%97%b4%e7%88%86%e5%8f%91","status":"publish","type":"post","link":"https:\/\/losangeleschinesenews.com\/index.php\/2026\/07\/22\/%e5%a6%82%e4%bd%95%e6%89%8d%e8%83%bd%e8%8e%b7%e5%be%97%e6%9c%80%e9%ab%98%e7%9a%84%e5%82%a8%e8%93%84%e5%88%a9%e7%8e%87%ef%bc%9a%e9%9a%8f%e7%9d%80%e9%93%b6%e8%a1%8c%e4%b9%8b%e9%97%b4%e7%88%86%e5%8f%91\/","title":{"rendered":"\u5982\u4f55\u624d\u80fd\u83b7\u5f97\u6700\u9ad8\u7684\u50a8\u84c4\u5229\u7387\uff1a\u968f\u7740\u94f6\u884c\u4e4b\u95f4\u7206\u53d1\u6218\u4e89\uff0c\u897f\u5c14\u7ef4\u5a05\u00b7\u83ab\u91cc\u65af (SYLVIA \u200b\u200bMORRIS) \u51c6\u786e\u5730\u63ed\u793a\u4e86\u5982\u4f55\u5229\u7528\u8fd9\u4e00\u4f18\u52bf"},"content":{"rendered":"<p><\/p>\n<div id=\"js-article-text\" wp_automatic_readability=\"83.582600195503\">\n<p class=\"author-section byline-plain\">\u4f5c\u8005\uff1aSYLVIA \u200b\u200bMORRIS\uff0c\u8fd9\u662f\u91d1\u94b1\u548c\u65e5\u5e38\u90ae\u4ef6\u50a8\u84c4\u4e13\u5bb6 <\/p>\n<p class=\"byline-section\"><span class=\"article-timestamp article-timestamp-updated\"> <span class=\"article-timestamp-label\">\u66f4\u65b0\uff1a<\/span> <time datetime=\"2026-07-22T00:08:14+0100\">  2026 \u5e74 7 \u6708 21 \u65e5\u7f8e\u56fd\u4e1c\u90e8\u65f6\u95f4 19:08 <\/time> <\/span> <\/p>\n<p> <!-- ad: https:\/\/mads.dailymail.co.uk\/v8\/us\/money\/moneysavemoneymakemoney\/article\/other\/para_top.html --> <!-- CWV --><link href=\"https:\/\/www.dailymail.com\/static\/mol-fe\/static\/mol-fe-design-system\/latest\/designTokens.css\" media=\"all\" rel=\"stylesheet\" type=\"text\/css\" \/><!--[if !IE]><!--> <link href=\"https:\/\/scripts.dailymail.com\/static\/mol-fe\/static\/mol-fe-async-bundle\/11.89.1\/articleDefer.css\" media=\"all\" rel=\"stylesheet\" type=\"text\/css\" \/> <!--<![endif]--> <!--[if IE]>\n<link href=\"https:\/\/scripts.dailymail.com\/static\/gunther\/1.17.0\/registration--.css\" media=\"screen\" rel=\"stylesheet\" type=\"text\/css\" \/>\n<![endif]--> <!--[if !IE]><!--> <link href=\"https:\/\/scripts.dailymail.com\/static\/gunther\/18.6.0\/registration--.css\" media=\"all\" rel=\"stylesheet\" type=\"text\/css\" \/> <!--<![endif]--><!--[if IE]>\n<link href=\"https:\/\/scripts.dailymail.com\/static\/gunther\/1.17.0\/all-ie8-9--.css\" media=\"all\" rel=\"stylesheet\" type=\"text\/css\" \/>\n<link href=\"https:\/\/scripts.dailymail.com\/static\/gunther\/1.17.0\/all1-ie8-9--.css\" media=\"all\" rel=\"stylesheet\" type=\"text\/css\" \/>\n<![endif]--> <!--[if !IE]><!--> <link href=\"https:\/\/scripts.dailymail.com\/static\/mol-fe\/static\/mol-fe-sync-bundle\/16.12.0\/desktop.css\" media=\"all\" rel=\"stylesheet\" type=\"text\/css\" \/> <link href=\"https:\/\/scripts.dailymail.com\/static\/gunther\/18.6.0\/all--.css\" media=\"all\" rel=\"stylesheet\" type=\"text\/css\" \/><link href=\"https:\/\/scripts.dailymail.com\/static\/gunther\/18.6.0\/all1--.css\" media=\"all\" rel=\"stylesheet\" type=\"text\/css\" \/> <!--<![endif]--> <!--[if IE 8]>\n\n<![endif]--> <!--[if IE 9]>\n\n<![endif]--> <!--[if IE]>\n\n<![endif]--> <!--[if !IE]> -->  <!--<![endif]--><!-- SiteCatalyst code version: H.20.3.\n    Copyright 1997-2009 Omniture, Inc. More info available at\n    http:\/\/www.omniture.com -->  <\/p>\n<p>         <!-- End SiteCatalyst code version: H.20.3. -->  <!--[if IE]>\n\n<![endif]--> <!--[if !IE]> -->   <!--<![endif]--><!--[if IE]>\n  \n  <noscript><link rel=\"stylesheet\" href=\"https:\/\/scripts.dailymail.com\/static\/gunther\/gunther-2159\/video_bundle--.css\"><\/noscript>\n  \n<![endif]--> <!--[if !IE]> --> <link rel=\"preload\" href=\"https:\/\/scripts.dailymail.com\/static\/videoplayer\/7.18.0\/styles\/mol-fe-videoplayer.min.css\" as=\"style\" onload=\"this.rel=\" stylesheet\"\"=\"\" \/> <noscript><link rel=\"stylesheet\" href=\"https:\/\/scripts.dailymail.com\/static\/videoplayer\/7.18.0\/styles\/mol-fe-videoplayer.min.css\" \/><\/noscript>  <!-- <![endif]-->\n          <link rel=\"stylesheet\" type=\"text\/css\" href=\"https:\/\/scripts.dailymail.co.uk\/static\/mol-fe\/static\/mol-fe-xpmodule-related-story-factbox\/2.6.0\/styles.css\" \/>\n<p>          <!-- CWV --><\/p>\n<div itemprop=\"articleBody\" wp_automatic_readability=\"69.283849918434\">\n<p class=\"mol-para-with-font\">\u50a8\u6237\u6709\u7406\u7531\u6b22\u547c\u2014\u2014\u5229\u7387\u6b63\u5728\u4e0a\u5347\u3002<\/p>\n<p class=\"mol-para-with-font\">\u8fd9\u610f\u5473\u7740\uff0c\u5982\u679c\u60a8\u6709\u4e00\u6bb5\u65f6\u95f4\u6ca1\u6709\u8d27\u6bd4\u4e09\u5bb6\u8d2d\u4e70\u66f4\u5212\u7b97\u7684\u5546\u54c1\uff0c\u5219\u9700\u8981\u91cd\u65b0\u8c03\u6574\u60a8\u7684\u671f\u671b\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5f53\u60a8\u8981\u66f4\u65b0 12 \u4e2a\u6708\u524d\u53d6\u51fa\u7684\u4e00\u5e74\u671f\u503a\u5238\u6216\u73b0\u91d1 Isas \u65f6\uff0c\u60a8\u53ef\u80fd\u4f1a\u60f3\u7ee7\u7eed\u4f7f\u7528\u73b0\u6709\u7684\u63d0\u4f9b\u5546\u3002<\/p>\n<p class=\"mol-para-with-font\">\u7136\u800c\uff0c\u4e00\u5e74\u524d\u4ed6\u4eec\u53ef\u80fd\u63d0\u4f9b\u4e86\u5f88\u597d\u7684\u4f18\u60e0\uff0c\u4f46\u4eca\u5929\u6709\u66f4\u597d\u7684\u4f18\u60e0\u53ef\u4ee5\u62a2\u8d2d\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5728\u591a\u5bb6\u63d0\u4f9b\u5546\u4e0a\u5468\u63d0\u9ad8\u4e86\u5229\u7387\u540e\uff0cVida Savings \u63d0\u4f9b\u7684\u6700\u9ad8\u4e00\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u73b0\u91d1 Isa \u5229\u7387\u4e3a 4.65%\u3002 <\/p>\n<p class=\"mol-para-with-font\">\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u53bb\u5e74\u7684\u6700\u9ad8\u589e\u957f\u7387\u4ec5\u4e3a 4.3%\u3002\u8fd9\u4e0d\u4f1a\u8ba9\u94f6\u884c\u548c\u5efa\u5c4b\u534f\u4f1a\u8dfb\u8eab\u524d 20 \u540d\u4ed8\u6b3e\u4eba\u4e4b\u5217\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5176\u4ed6\u652f\u4ed8\u8d85\u8fc7 4.5% \u7684\u516c\u53f8\u5305\u62ec\uff1a Tandem\uff084.62%\uff09\uff1b Hodge Bank \u548c Close Brothers (4.61%)\uff1b Investec\u3001Coventry BS \u548c Oaknorth\uff084.6%\uff09\uff1b\u7279\u8bb8\u94f6\u884c\uff084.58%\uff09\uff1b\u5f17\u5185\u65af BS\uff084.57%\uff09\uff1b\u548c\u5965\u5c14\u5fb7\u83ab\u5c14\uff084.55%\uff09\u3002<\/p>\n<p class=\"mol-para-with-font\">\u56fa\u5b9a\u5229\u7387\u503a\u5238\u4e5f\u6709\u7c7b\u4f3c\u7684\u60c5\u51b5\u3002<\/p>\n<p class=\"mol-para-with-font\">\u4e00\u5e74\u524d\u4f60\u80fd\u627e\u5230\u7684\u6700\u597d\u5229\u7387\u662f Cynergy Bank \u7684 4.52%\u3002\u5982\u4eca\uff0c\u9ad8\u76db\u65d7\u4e0b\u7684 Marcus \u5c06\u652f\u4ed8 4.9% \u7684\u5229\u7387\uff0c\u8bb8\u591a\u516c\u53f8\u652f\u4ed8\u7684\u5229\u7387\u8d85\u8fc7 4.52%\u3002<\/p>\n<div class=\"artSplitter mol-img-group\" style=\"\" wp_automatic_readability=\"9\">\n<div class=\"mol-img\">\n<div class=\"image-wrap\"> <img decoding=\"async\" id=\"i-553fed980d302dfa\" src=\"https:\/\/i.dailymail.com\/1s\/2026\/07\/21\/16\/110161803-15994083-image-m-2_1784647739046.jpg\" height=\"453\" width=\"634\" alt=\"\u52a0\u606f\uff1aVida Savings \u63d0\u4f9b\u7684\u6700\u9ad8\u4e00\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u73b0\u91d1 Isa \u5229\u7387\u4e3a 4.65%\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u53bb\u5e74\u7684\u6700\u9ad8\u589e\u957f\u7387\u4ec5\u4e3a 4.3%\" class=\"blkBorder img-share\" style=\"max-width:100%\" loading=\"lazy\" \/> <\/div>\n<\/p><\/div>\n<p class=\"imageCaption\">\u52a0\u606f\uff1aVida Savings \u63d0\u4f9b\u7684\u6700\u9ad8\u4e00\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u73b0\u91d1 Isa \u5229\u7387\u4e3a 4.65%\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u53bb\u5e74\u7684\u6700\u9ad8\u589e\u957f\u7387\u4ec5\u4e3a 4.3%<\/p>\n<\/div>\n<p class=\"mol-para-with-font\">\u5373\u4f7f\u662f\u56fd\u6c11\u50a8\u84c4\u4e0e\u6295\u8d44\u516c\u53f8 (National Savings &#038; Investments) \u4e5f\u8981\u652f\u4ed8 4.69% \u7684\u5229\u7387\uff0c\u800c\u53bb\u5e74\u6b64\u65f6\u8d2d\u4e70\u4e00\u5e74\u671f\u503a\u5238\u7684\u5229\u7387\u4ec5\u4e3a 4.18%\u3002 <\/p>\n<p class=\"mol-para-with-font\">\u5b83\u63d0\u4f9b\u5177\u6709\u7ade\u4e89\u529b\u7684\u5229\u7387\uff0c\u56e0\u4e3a\u5b83\u5e0c\u671b\u5728\u672c\u8d22\u5e74\u4ece\u50a8\u6237\u90a3\u91cc\u83b7\u5f97 150 \u4ebf\u82f1\u9551\u7684\u5de8\u989d\u6536\u5165\u3002<\/p>\n<p class=\"mol-para-with-font\">\u4e0a\u5468\uff0c\u4fbf\u6377\u7684 Isas \u4e0a\u6da8\u8d85\u8fc7 4.5%\u3002 Hargreaves Lansdown\u5468\u4e94\u5c06\u5229\u7387\u63d0\u9ad8\u81f34.52%\u3002<\/p>\n<p class=\"mol-para-with-font\">\u8fd9\u5bfc\u81f4\u57fa\u4e8e\u5e94\u7528\u7a0b\u5e8f\u7684\u8d26\u6237 Moneybox \u5c06\u5229\u7387\u63d0\u9ad8\u81f3 4.65%\uff0c\u5176\u4e2d\u5305\u62ec\u524d 12 \u4e2a\u6708\u7684 1.2 \u4e2a\u767e\u5206\u70b9\u7684\u5956\u52b1\u3002 <\/p>\n<p class=\"mol-para-with-font\">Trading 212 \u4ee5 4.67% \u7684\u6210\u7ee9\u4f4d\u5c45\u699c\u9996\uff0c\u5176\u4e2d\u5305\u62ec\u8d26\u6237\u7b2c\u4e00\u5e74\u7684 1.07 \u4e2a\u767e\u5206\u70b9\u7684\u5956\u91d1\u3002<\/p>\n<p class=\"mol-para-with-font\">\u6211\u7684\u6700\u4f73\u8d2d\u4e70\u8868\u4e2d\u6ca1\u6709\u5305\u542b\u6709\u5956\u91d1\u6216\u63d0\u6b3e\u9650\u5236\u7684\u8d26\u6237\uff0c\u56e0\u4e3a\u6211\u62c5\u5fc3\u50a8\u6237\u4e0d\u4f1a\u5728\u9700\u8981\u65f6\u8fdb\u884c\u8f6c\u6362\uff0c\u5e76\u4e14\u4f1a\u88ab\u7559\u5728\u4e00\u4e2a\u611a\u8822\u7684\u8d26\u6237\u4e2d\u3002<\/p>\n<p class=\"mol-para-with-font\">\u4f46\u5982\u679c\u4f60\u662f\u4e00\u4e2a\u79ef\u6781\u7684\u50a8\u6237\uff0c\u4f60\u53ef\u4ee5\u4ece\u8fd9\u4e9b\u8d26\u6237\u4e2d\u83b7\u5f97\u56de\u62a5\uff0c\u6240\u4ee5\u6211\u603b\u662f\u60f3\u544a\u8bc9\u4f60\u53d1\u751f\u4e86\u4ec0\u4e48\u3002<\/p>\n<p class=\"mol-para-with-font\">\u5bf9\u4e8e\u6613\u4e8e\u8bbf\u95ee\u7684\u8d26\u6237\uff0cSaga \u5c06\u5176\u8d39\u7387\u63d0\u9ad8\u81f3 4.5%\u3002\u60a8\u53ef\u4ee5\u4f7f\u7528 Cahoot Sunny Day Saver \u7684 5% \u6765\u83b7\u5f97\u66f4\u597d\u7684\u6548\u679c\uff0c\u4f46\u60a8\u6700\u591a\u53ef\u4ee5\u5b58\u5165\u8d26\u6237 3,000 \u82f1\u9551\uff0c\u4e00\u5e74\u540e\u5229\u7387\u4f1a\u964d\u81f3 1%\u3002<\/p>\n<p class=\"mol-para-with-font\">\u57fa\u4e8e\u5e94\u7528\u7a0b\u5e8f\u7684 Tembo \u5141\u8bb8\u60a8\u5728\u5176 Home Saver \u4e2d\u5b58\u5165\u6700\u591a 25,000 \u82f1\u9551\uff0c\u5e76\u652f\u4ed8 4.55% \u7684\u8d39\u7528\uff0c\u4f46\u8fd9\u5305\u62ec\u7b2c\u4e00\u5e74 1.55% \u7684\u5956\u91d1\u3002<\/p>\n<p><mol-permabox id=\"mol-af4a0130-851b-11f1-84da-85a98f3a4826\"><\/mol-permabox><\/div>\n<p>            <!-- ad: https:\/\/mads.dailymail.co.uk\/v8\/us\/money\/moneysavemoneymakemoney\/article\/other\/inread_player.html --><\/p>\n<div class=\"column-content cleared\">\n<div class=\"shareArticles\">\n<h3 class=\"social-links-title\">\u5206\u4eab\u6216\u8bc4\u8bba\u8fd9\u7bc7\u6587\u7ae0\uff1a\u5982\u4f55\u83b7\u5f97\u6700\u9ad8\u50a8\u84c4\u5229\u7387\uff1a\u968f\u7740\u94f6\u884c\u4e4b\u95f4\u7206\u53d1\u6218\u4e89\uff0c\u897f\u5c14\u7ef4\u5a05\u00b7\u83ab\u91cc\u65af (SYLVIA \u200b\u200bMORRIS) \u51c6\u786e\u63ed\u793a\u4e86\u5982\u4f55\u5229\u7528\u8fd9\u4e00\u4f18\u52bf<\/h3>\n<\/p><\/div>\n<\/p><\/div>\n<p>            <ad-slot position=\"smart_feed\"><\/ad-slot><\/p>\n<p>            <ad-slot position=\"after_article\"><\/ad-slot><\/p><\/div>\n<p>#\u5982\u4f55\u624d\u80fd\u83b7\u5f97\u6700\u9ad8\u7684\u50a8\u84c4\u5229\u7387\u968f\u7740\u94f6\u884c\u4e4b\u95f4\u7206\u53d1\u6218\u4e89\u897f\u5c14\u7ef4\u5a05\u83ab\u91cc\u65af #SYLVIA #MORRIS #\u51c6\u786e\u5730\u63ed\u793a\u4e86\u5982\u4f55\u5229\u7528\u8fd9\u4e00\u4f18\u52bf<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4f5c\u8005\uff1aSYLVIA \u200b\u200bMORRIS\uff0c\u8fd9\u662f\u91d1\u94b1\u548c\u65e5\u5e38\u90ae\u4ef6\u50a8\u84c4&hellip; <\/p>\n","protected":false},"author":1,"featured_media":4124,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[1018,4907,4905,4908,4906,19,20,2633],"class_list":["post-4123","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-17","tag-morris","tag-sylvia","tag-4905","tag-4908","tag-4906","tag-19","tag-20","tag-2633"],"_links":{"self":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/posts\/4123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/comments?post=4123"}],"version-history":[{"count":0,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/posts\/4123\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/media\/4124"}],"wp:attachment":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/media?parent=4123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/categories?post=4123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/tags?post=4123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}