{"id":1398,"date":"2026-07-03T18:03:04","date_gmt":"2026-07-03T10:03:04","guid":{"rendered":"https:\/\/losangeleschinesenews.com\/index.php\/2026\/07\/03\/hargreaves-lansdown-%e6%8e%a8%e5%87%ba%e7%8e%b0%e9%87%91-isa%ef%bc%8c%e6%94%af%e4%bb%98%e6%a1%8c%e9%9d%a2%e9%a6%96%e4%bb%98-4-3-%e6%82%a8%e5%ba%94%e8%af%a5%e6%b3%a8%e5%86%8c%e5%90%97%ef%bc%9f\/"},"modified":"2026-07-03T18:03:04","modified_gmt":"2026-07-03T10:03:04","slug":"hargreaves-lansdown-%e6%8e%a8%e5%87%ba%e7%8e%b0%e9%87%91-isa%ef%bc%8c%e6%94%af%e4%bb%98%e6%a1%8c%e9%9d%a2%e9%a6%96%e4%bb%98-4-3-%e6%82%a8%e5%ba%94%e8%af%a5%e6%b3%a8%e5%86%8c%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/losangeleschinesenews.com\/index.php\/2026\/07\/03\/hargreaves-lansdown-%e6%8e%a8%e5%87%ba%e7%8e%b0%e9%87%91-isa%ef%bc%8c%e6%94%af%e4%bb%98%e6%a1%8c%e9%9d%a2%e9%a6%96%e4%bb%98-4-3-%e6%82%a8%e5%ba%94%e8%af%a5%e6%b3%a8%e5%86%8c%e5%90%97%ef%bc%9f\/","title":{"rendered":"Hargreaves Lansdown \u63a8\u51fa\u73b0\u91d1 Isa\uff0c\u652f\u4ed8\u684c\u9762\u9996\u4ed8 4.3% – \u60a8\u5e94\u8be5\u6ce8\u518c\u5417\uff1f"},"content":{"rendered":"

<\/p>\n

\n

\u4f5c\u8005\uff1aSAM BROMLEY\uff0c\u300a\u91d1\u94b1\u4e0e\u6d88\u8d39\u8005\u6307\u5357\u300b\u64b0\u7a3f\u4eba <\/p>\n

\u66f4\u65b0\uff1a<\/span>

<\/p>\n

<\/p>\n

\n \n

\n \n\n

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\u672c\u6587\u4e2d\u4ecb\u7ecd\u7684\u4ea7\u54c1\u5747\u7531 This is Money \u7684\u4e13\u4e1a\u8bb0\u8005\u72ec\u7acb\u6311\u9009\u3002\u5982\u679c\u60a8\u4f7f\u7528\u5e26\u6709\u661f\u53f7\u7684\u94fe\u63a5\u5f00\u8bbe\u5e10\u6237\uff0cThis is Money \u5c06\u8d5a\u53d6\u8054\u5c5e\u4f63\u91d1\u3002\u6211\u4eec\u4e0d\u5141\u8bb8\u8fd9\u5f71\u54cd\u6211\u4eec\u7684\u7f16\u8f91\u72ec\u7acb\u6027\u3002<\/span><\/span><\/p>\n

Hargreaves Lansdown* \u63a8\u51fa\u4e86\u65b0\u4e00\u671f\u81ea\u5df1\u7684\u6613\u4e8e\u83b7\u53d6\u7684\u73b0\u91d1 Isa\uff0c\u652f\u4ed8 4.3% \u7684\u53ef\u53d8\u5229\u7387\uff0c\u4f7f\u5176\u8dc3\u5347\u81f3\u6211\u4eec\u5229\u7387\u8868\u7684\u699c\u9996\u3002<\/p>\n

\u53ea\u6709\u4e24\u5bb6\u63d0\u4f9b\u5546\u5728 12 \u4e2a\u6708\u5185\u63d0\u9ad8\u4e86\u57fa\u672c\u8d39\u7387\uff0c\u624d\u80fd\u8d85\u8d8a\u8fd9\u4e00\u8d39\u7387\u3002<\/p>\n

Trading 212* \u4f4d\u4e8e\u6211\u4eec\u7684\u73b0\u91d1 Isa \u8d39\u7387\u8868\u4e2d\u540d\u5217\u524d\u8305\uff0c\u652f\u4ed8 4.63%\u3002\u7136\u800c\uff0c\u8fd9\u5305\u62ec 12 \u4e2a\u6708 1.03% \u7684\u4e0a\u6da8\uff0c\u4f7f\u57fa\u672c\u5229\u7387\u8fbe\u5230 3.6%\u3002<\/p>\n

\u4e0b\u9762\u662f\u57fa\u4e8e\u5e94\u7528\u7a0b\u5e8f\u7684\u63d0\u4f9b\u5546 Plum*\uff0c\u652f\u4ed8 4.62%\u3002\u8fd9\u8fd8\u5305\u62ec 12 \u4e2a\u6708\u7684\u6da8\u5e45\uff0c\u9ad8\u4e8e Trading 212 \u7684 2.08%\uff0c\u56e0\u6b64\u5f53\u5e74\u7ec8\u65f6\uff0c\u60a8\u7684\u5229\u7387\u4f1a\u9aa4\u964d\u81f3 2.54%\u3002<\/p>\n

\u5982\u679c\u60a8\u5bf9\u9009\u62e9\u66f4\u65b0\u7684\u57fa\u4e8e\u5e94\u7528\u7a0b\u5e8f\u7684\u63d0\u4f9b\u5546\uff08\u4f8b\u5982 Trading 212 \u6216 Plum\uff09\u611f\u5230\u6ee1\u610f\uff0c\u90a3\u4e48\u5956\u91d1\u7387\u53ef\u4ee5\u589e\u52a0\u60a8\u7684\u5e95\u6c60\uff0c\u524d\u63d0\u662f\u60a8\u8bbe\u7f6e\u63d0\u9192\u4ee5\u4fbf\u5728\u65f6\u673a\u6210\u719f\u65f6\u8d27\u6bd4\u4e09\u5bb6\u4ee5\u83b7\u5f97\u66f4\u597d\u7684\u5229\u7387\u3002<\/p>\n

\u7136\u800c\uff0c\u77ed\u671f\u4fc3\u9500\u901a\u5e38\u4ec5\u9650\u4e8e\u65b0\u5ba2\u6237\uff0c\u56e0\u6b64\uff0c\u5982\u679c\u60a8\u5df2\u7ecf\u7528\u5c3d\u4e86\u8fd9\u4e9b\u4fc3\u9500\uff0c\u5219\u503c\u5f97\u8003\u8651 Hargreaves Lansdown \u7684\u65b0\u4f18\u60e0\u3002<\/p>\n

> \u4e86\u89e3\u66f4\u591a\u4fe1\u606f\u5e76\u5728 Hargreaves Lansdown \u5f00\u8bbe\u8d26\u6237* <\/p>\n

\n
\n
\"Switch\uff1a\u5bfb\u6c42\u6700\u4f18\u60e0\u7684\u5229\u7387\uff0c\u786e\u4fdd\u60a8\u4ece\u8282\u7701\u4e2d\u83b7\u5f97\u6700\u5927\u6536\u76ca\" <\/div>\n<\/p><\/div>\n

Switch\uff1a\u5bfb\u6c42\u6700\u4f18\u60e0\u7684\u5229\u7387\uff0c\u786e\u4fdd\u60a8\u4ece\u8282\u7701\u4e2d\u83b7\u5f97\u6700\u5927\u6536\u76ca<\/p>\n<\/div>\n

Hargreaves Lansdown \u7684 Isa \u73b0\u91d1\u72b6\u51b5\u5982\u4f55\uff1f<\/h2>\n

Hargreaves Lansdown* \u66f4\u4e3a\u4eba\u6240\u77e5\u7684\u662f\u4e00\u4e2a\u6295\u8d44\u5e73\u53f0\uff0c\u4f46\u5b83\u4e5f\u63d0\u4f9b\u4e00\u7cfb\u5217\u73b0\u91d1\u50a8\u84c4\u8d26\u6237\u3002<\/p>\n

\u5b83\u4f5c\u4e3a\u4e00\u4e2a\u50a8\u84c4\u5e73\u53f0\u6765\u5b9e\u73b0\u8fd9\u4e00\u70b9\uff0c\u8ba9\u60a8\u53ef\u4ee5\u6bd4\u8f83\u591a\u4e2a\u5e10\u6237\u5e76\u5728\u5b83\u4eec\u4e4b\u95f4\u8f7b\u677e\u5207\u6362 – \u4f8b\u5982\u5f53\u51fa\u73b0\u66f4\u597d\u7684\u5229\u7387\u65f6\u3002<\/p>\n

\u867d\u7136\u5176\u5927\u90e8\u5206\u50a8\u84c4\u8d26\u6237\u662f\u7531\u5176\u4ed6\u94f6\u884c\u63d0\u4f9b\u7684\uff0c\u4f46 4.3% \u7684\u73b0\u91d1 Isa \u662f Hargreaves Lansdown \u4e0e Shawbrook Bank \u5408\u4f5c\u63d0\u4f9b\u7684\u81ea\u5df1\u7684\u8d26\u6237\u3002<\/p>\n

\u867d\u7136\u5229\u7387\u4e0d\u9519\uff0c\u4f46\u50a8\u6237\u5e94\u8be5\u7262\u8bb0\u4e00\u4e9b\u91cd\u8981\u7684\u6ce8\u610f\u4e8b\u9879\u3002<\/p>\n

\u9996\u5148\uff0c\u5b83\u4e0d\u662f\u4e00\u4e2a\u7075\u6d3b\u7684 Isa\u3002\u8fd9\u610f\u5473\u7740\u5f53\u60a8\u66f4\u6362\u4efb\u4f55\u63d0\u6b3e\u65f6\uff0c\u60a8\u7684 Isa \u6d25\u8d34\u5c06\u4f1a\u51cf\u5c11\u3002 Trading 212 \u548c Plum \u7684\u73b0\u91d1 Isa \u90fd\u5f88\u7075\u6d3b\u3002<\/p>\n

\u5176\u6b21\u4f60\u4e0d\u80fd\u76f4\u63a5\u8f6c\u8d26\u5230\u73b0\u91d1Isa\u3002\u60a8\u5fc5\u987b\u5148\u8f6c\u79fb\u5230\u80a1\u7968\u548c\u80a1\u7968 Isa\uff0c\u7136\u540e\u518d\u5c06\u8d44\u91d1\u4ece\u90a3\u91cc\u8f6c\u79fb\u3002<\/p>\n

\u8fd9\u610f\u5473\u7740\u60a8\u9700\u8981\u5148\u5f00\u8bbe\u81f3\u5c11 1 \u82f1\u9551\u7684\u73b0\u91d1 Isa\uff0c\u5982\u679c\u60a8\u5df2\u7ecf\u8d85\u51fa\u4e86\u9650\u989d\uff0c\u90a3\u4e48\u8fd9\u5c06\u662f\u4e00\u4e2a\u95ee\u9898\u3002<\/p>\n

\u597d\u6d88\u606f\u662f\uff0c\u60a8\u7684\u8d44\u91d1\u6839\u636e\u91d1\u878d\u670d\u52a1\u8865\u507f\u8ba1\u5212 (FSCS) \u53ef\u83b7\u5f97\u9ad8\u8fbe 120,000 \u82f1\u9551\u7684\u4fdd\u62a4\u3002\u8bf7\u8bb0\u4f4f\uff0c\u6b64\u7ea7\u522b\u9002\u7528\u4e8e\u6bcf\u5bb6\u94f6\u884c\uff0c\u800c\u4e0d\u662f\u5e10\u6237 – \u56e0\u6b64\uff0c\u5982\u679c\u60a8\u5df2\u7ecf\u5728 Shawbrook \u5b58\u6709\u8d44\u91d1\uff0c\u5219\u4efb\u4f55\u65b0\u7684\u50a8\u84c4\u90fd\u5c06\u8ba1\u5165\u8be5\u9650\u989d\u3002<\/p>\n

\u5982\u679c\u60a8\u60f3\u901a\u8fc7\u56fa\u5b9a\u50a8\u84c4\u6765\u83b7\u5f97\u4fdd\u8bc1\u5229\u7387\uff0c\u8003\u6587\u5782\u5efa\u7b51\u534f\u4f1a (Coventry Building Society) \u4ee5 4.6% \u7684\u5229\u7387\u4f4d\u5c45\u699c\u9996\u3002\u6700\u4f4e\u5b58\u6b3e\u989d\u4e3a 1 \u82f1\u9551\u3002<\/p>\n

\u5bf9\u4e8e\u4e24\u5e74\u671f\u56fa\u5b9a Isa\uff0cHodge Bank \u63d0\u4f9b\u7684\u6700\u4f18\u60e0\u5229\u7387\u4e3a 4.66%\uff0c\u4f46\u6700\u4f4e\u5b58\u6b3e\u989d\u4e3a 1,000 \u82f1\u9551\u3002<\/p>\n

\n
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\u7701\u94b1\uff0c\u8d5a\u94b1<\/h2>\n
\n
\n
\n
\"\u4ea4\u6613<\/div>\n

4.63% \u73b0\u91d1 Isa<\/h3>\n
\n
\"\u4ea4\u6613<\/div>\n

4.63% \u73b0\u91d1 Isa<\/h3>\n

\u4ea4\u6613 212\uff1a1.03% 12 \u4e2a\u6708\u56fa\u5b9a\u5956\u91d1<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n

\n
\n
\"\u6295\u8d44\u81f3\u5c11<\/div>\n

\u9ad8\u8fbe \u00a3200 \u73b0\u91d1\u8fd4\u8fd8<\/h3>\n
\n
\"\u6295\u8d44\u81f3\u5c11<\/div>\n

\u9ad8\u8fbe \u00a3200 \u73b0\u91d1\u8fd4\u8fd8<\/h3>\n

\u6295\u8d44\u81f3\u5c11 100 \u82f1\u9551\u53ef\u4eab 5% \u73b0\u91d1\u8fd4\u8fd8<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n

\n
\n
\"120<\/div>\n

4.21% \u8ffd\u8e2a\u8d26\u6237<\/h3>\n
\n
\"120<\/div>\n

4.21% \u8ffd\u8e2a\u8d26\u6237<\/h3>\n

120 \u5929\u901a\u77e5\u8d26\u6237\u589e\u52a0 0.23%<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n

\n
\n
\"\u6295\u8d44<\/div>\n

\u9ad8\u8fbe 200 \u82f1\u9551\u7684\u5956\u91d1<\/h3>\n
\n
\"\u6295\u8d44<\/div>\n

\u9ad8\u8fbe 200 \u82f1\u9551\u7684\u5956\u91d1<\/h3>\n

\u6295\u8d44 100 \u82f1\u9551\u5373\u53ef\u83b7\u5f97\u6b22\u8fce\u5956\u91d1<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n

\n
\n
\"\u5f00\u8bbe\u81f3\u5c11<\/div>\n

\u9ad8\u8fbe \u00a3750 \u73b0\u91d1\u8fd4\u8fd8<\/h3>\n
\n
\"\u5f00\u8bbe\u81f3\u5c11<\/div>\n

\u9ad8\u8fbe \u00a3750 \u73b0\u91d1\u8fd4\u8fd8<\/h3>\n

\u5f00\u8bbe\u81f3\u5c11 10,000 \u82f1\u9551\u7684\u50a8\u84c4\u8d26\u6237<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

\u9644\u5c5e\u94fe\u63a5\uff1a\u5982\u679c\u60a8\u8d2d\u4e70\u4ea7\u54c1This is Money \u53ef\u80fd\u4f1a\u8d5a\u53d6\u4f63\u91d1\u3002\u8fd9\u4e9b\u4ea4\u6613\u662f\u7531\u6211\u4eec\u7684\u7f16\u8f91\u56e2\u961f\u9009\u62e9\u7684\uff0c\u56e0\u4e3a\u6211\u4eec\u8ba4\u4e3a\u5b83\u4eec\u503c\u5f97\u5f3a\u8c03\u3002\u8fd9\u5e76\u4e0d\u5f71\u54cd\u6211\u4eec\u7684\u7f16\u8f91\u72ec\u7acb\u6027\u3002\u6761\u6b3e\u548c\u6761\u4ef6\u9002\u7528\u4e8e\u6240\u6709\u4f18\u60e0\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n

<\/p>\n

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\u5206\u4eab\u6216\u8bc4\u8bba\u672c\u6587\uff1aHargreaves Lansdown \u63a8\u51fa\u73b0\u91d1 Isa\uff0c\u652f\u4ed8\u684c\u9762 4.3% – \u60a8\u5e94\u8be5\u6ce8\u518c\u5417\uff1f<\/h3>\n<\/p><\/div>\n<\/p><\/div>\n

<\/ad-slot><\/p>\n

<\/ad-slot><\/p><\/div>\n

#Hargreaves #Lansdown #\u63a8\u51fa\u73b0\u91d1 #Isa\u652f\u4ed8\u684c\u9762\u9996\u4ed8 #\u60a8\u5e94\u8be5\u6ce8\u518c\u5417<\/p>\n","protected":false},"excerpt":{"rendered":"

\u4f5c\u8005\uff1aSAM BROMLEY\uff0c\u300a\u91d1\u94b1\u4e0e\u6d88\u8d39\u8005\u6307\u5357\u300b\u64b0\u7a3f\u4eba \u66f4… <\/p>\n","protected":false},"author":1,"featured_media":1399,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[1877,1880,1878,1881,1102,1879,19,183,20,130],"class_list":["post-1398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-17","tag-hargreaves","tag-isa","tag-lansdown","tag-1881","tag-1102","tag-1879","tag-19","tag-183","tag-20","tag-130"],"_links":{"self":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/posts\/1398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/comments?post=1398"}],"version-history":[{"count":0,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/posts\/1398\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/media\/1399"}],"wp:attachment":[{"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/media?parent=1398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/categories?post=1398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/losangeleschinesenews.com\/index.php\/wp-json\/wp\/v2\/tags?post=1398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}